Showing posts with label Pemburuan Hartanah. Show all posts
Showing posts with label Pemburuan Hartanah. Show all posts

Wednesday, March 3, 2010

Show House Taman Tasik Puchong

Aku start mencari rumah sebenarnya bermula awal tahun 2009. Itupun tergerak hati selepas x-housemate aku, kak safa beli rumah dekat Bandar Bukit Puchong 2. Sebelum tu, tak terlintas langsung kat benak fikiran.. Pastu, mula2lah mcm imiginasi & persoalan masuk dlm kepala.. antaranya mcmana kalu Wong nak balik rumah dia nie? Msti kelam kabut nak cari rumah sewa baru masa tu.. barang2 dh la byk2.. Pastu mcmana kalu 1 hari nanti Wong naikkan sewa apartment dia menjdi 800-900 sebulan?.. Mcm2 lagi soalan..

Pastu pencarian terhenti seketika sbb aku belajar bahasa Jepun, tak sempat nak fikir benda lain selain dari bahasa Jepun. Kalaulah aku terPK nak bli rumah thun 2007, kan bagus.. masa tu nilai hartanah di Puchong belum lagi di luar batasan akal.. Bila aje, kerajaan mengambil keputusan untuk menaikkan harga petrol dari RM 1.92 seliter kepada RM 2.70 seliter pada 4 Jun 2008, masa tu harga hartanah naik double , kemudian harga minyak turun, harga rumah terus menerus naik...

Papa kata pelaburan hartanah tak seuntung pelaburan saham utama BSKL, melainkan kalau kita beli rumah cash tanpa hutang, ataupun beli rumah dgn berhutang dan jualnya dalam tempoh tidak melebihi 10 tahun.. masalahnya aku bknnya tahu pun selok belok saham mcm papa.. Papa dah ajar pun , aku tak faham faham.. Lagipun, aku beli rumah utk duduk.. bukan utk beli & jual, kemudian beli lg..dan jual semula ..








Wednesday, February 17, 2010

Show House 16 Sierra

IOI Properties has launched 16 Sierra last Jan , 30/01/2010 & I was there ..Haha makan free beb.. tapi aku diet.. Nasib baik cuma nasi lemak, mee hoon goreng, ayam goreng dan kuih kuih, so tak la aku terliur bila tak makan..It is located in the downtown of Puchong Precinct, next to Equine Park neighbouring Cyberjaya and Putrajaya

The first phase of 16 Sierra, starting from RM448,900 each with the built up 22 x 75.
Gila babas mahal beb.. Dah la least hold... Why it is least hold? This is not mining land, but it previously was a part of forest reserve. With this price I can buy big double storey semi-D house + free hold land tenure in Ipoh city. Why am I not planning to buy my house in Ipoh ? This due to the reason, it is very hard to transfer back to Ipoh.. JPS won't easily let go all the staffs.

Ada ke orang kisah harganya? Manala depa cekau duit ek? The developer can sell any unreasonable price yet those investor with big pocket still buy it. Those people actually buy the house not to stay as home, but they keep it as investment.. Those people really make people like me sick & suffer.. Sakit giler hati aku..

Even though , I don't have money to buy this 16 Sierra house, I pretend to be one of the future investor.. I try my best to converse in English since everybody there is using English.. Sometimes, Malaysia situation, people especially business person will look down on u , depreciate u, as if u're uneducated person, if u use Malay language... so whose fault is this? Answer it by ur own.

Back to the topic.. I love to visit any showhouse .. Why ? Coz I love to capture the photos inside the house to get the idea of their interior design. There are a lot of other showhouse photos for my upcoming blog post.


The Dry Kitchen With The Counter Bar


The Wet Kitchen



The Rooms' Design




Haaa .. bilik istirehat nie pun aku capture gak..

Tuesday, February 16, 2010

Bank Loan VS Government Loan

Aku tahu tindakan mengenepikan government loan untuk membeli rumah, bukanlah tindakan yg bijak .. The best loan in Malaysia is government loan with fixed rate 4% ..Guaranteed fixed interest rate for the entire loan period or up to 30 years. Absolutely no fluctuations in interest rate. The only one opportunity to lock in at these fantastic low fixed rates for up to 25-30 years.

But
still, I have to choose bank loan, I don't have other options coz government allocates my maximum loan range far away from the current price of puchong 2 storey terrace house, I don't have enough cash money.. & maximum period is merely 25 years based on my retirement age from government... If I choose bank loan it can cover the whole amount of house price & I can choose 40 years period of home loan.. Take a longer tenure to ensure lower monthly instalments repayment so that it will not be burdensome should I be financially tight in my whole life for years. After counting with loan calculator for my targetting house, I'll be able to pay monthly if it is 40 years period. Of couse I've considered my pension after retirement. But the risks is fluctuating BLR ..No one can actually predict what the interest rate will be in the next twenty (20) to fourty (40) years. Historically, interest rates for home loans have certainly seen their share of ups and downs over the past years.

Sunday, February 7, 2010

Pemburuan Hartanah: Aman Perdana Showhouse


Gua sekarang sibuk mencari rumah.. so my dear friends if u know any double-storey house around 250K area Puchong or Bangi, plz inform me.. I don't mind whether it is new house from developer or 2nd hand house.