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Ayat Lima Belas ini dipetik daripada beberapa surah...disusun dan dicukupkan jadi 15 ayat. Tiga faedah utama:
Hari nie masa ikut Kak Has, Kak Ros, Ustaz Anuar ke hospital.. aku tertarik dgn kata2 Ustaz masa dalam kereta : "bila kita tutup keaiban org, ALLAH akan tutup keaiban kita" .. Aku cuba google hadis yg berkaitan..then jumpa artikel di bwah nie
Source : http://www.rakanmasjid.com
Kita merupakan makhluk yang bersifat lemah dan hamba yang penuh dengan kebergantungan kepada Allah. Sepanjang kita hidup saban hari, kita tak mungkin terlepas daripada melakukan dosa.
Daripada Abu Hurairah r.a. berkata: “…dan sesiapa yang menutup keaiban seorang muslim maka Allah Ta’ala akan menutup keaibannya di dunia dan di akhirat. Dan Allah Ta’ala akan sentiasa menolong seorang hamba selama ia menolong saudaranya…” (HR Muslim)
Hadith ini menyeru kita untuk memelihara keaiban orang lain. Sebagai timbal balik, Allah akan menutup keaiban kita di dunia dan di akhirat. Subhanallah! Masihkah kita berhajat untuk mencanangkan dosa orang lain sehingga Allah juga akan membuka keaiban kita nanti? Malulah kepada Allah, takutlah kepada ancaman Allah.
Waspadalah akan firman Allah:
“Sesungguhnya orang-orang yang ingin agar (berita) perbuatan yang amat keji itu tersiar di kalangan orang-orang yang beriman, bagi mereka azab yang pedih di dunia dan di akhirat. Dan Allah mengetahui, sedang, kamu tidak mengetahui.” (An-Nuur: Ayat 19)
Bananas contain three natural sugars - sucrose, fructose and glucose - combined with fiber. A banana gives an instant, sustained and substantial boost of energy. Research has proved that just two bananas provide enough energy for a strenuous 90-minute workout. No wonder the banana is the number one fruit with the world's leading athletes. 
SINAR CAHAYA AYAT KURSIAnda tidak lagi perlu beratur panjang dan menunggu di balai polis untuk menyemak saman. Kini terdapat cara yang lebih mudah untuk mengetahui jumlah saman anda yang tertunggak di mana saja dan pada bila-bila masa melalui telefon bimbit anda, cuma dengan menghantarkan sms. Di bawah ini adalah senarai panduan yang boleh diikuti untuk anda mencubanya
| 1. Semakan saman melalui nombor pendaftaran kenderaan | ||
| SEND | REPLY | |
| *2. Untuk mendapatkan semua senarai saman terperinci melalui sms | ||
| SEND | 1ST REPLY | 2ND REPLY |
| * Jumlah jawapan yang akan diterima adalah berdasarkan jumlah saman tertunggak yang telah dikenakan ke atas anda. | ||
| 3. Semakan melalui nombor kad pengenalan | ||
| SEND | REPLY | |
| 4. Untuk mendapatkan senarai dan butir-butir terperinci saman yang dihantarkan terus ke email anda. | ||
| SEND | REPLY | |
| Kos untuk setiap sms yang dihantar : 15 sen. Kos untuk setiap sms yang diterima : 50 sen. Tertakluk kepada syarat dan peraturan "DAPAT adalah cara mudah untuk mengingati nombor 32728" | ||
One of the biggest worries for parents nowadays is how to fund their children’s education, which does not come cheap.
In addition, as with everything else, education expenses, be it in foreign and local colleges/universities, private primary and secondary schools, are expected to trend upwards in future.
According to CTLA Financial Planners Sdn Bhd managing director Mike Lee, the trend is upwards as far as education costs are concerned.
“In predicting the future, we can only use assumptions such as cost and inflation factors in child education planning.
“The general increase for local studies is about 3% per year and foreign about 5% and this applies to a general business degree of three years,” he tells StarBizweek. (see table)
The increasing cost is due to rising inflation as a result of hikes in food and accomodation expenses, travelling costs, books and exam fees as well as salaries, among other factors.
E.T. Education Services Sdn Bhd managing director Matthew Gan sees an average increase of between 5% to 7% annually in education costs for studies locally and in countries such as Britain, United States, Australia, Canada and Singapore (excluding foreign exchange rate fluctuations).
“Moreover, there are certain years where the increase can be in a lump sum instead of percentage depending on the circumstances,” he says.
Whitman Independent Advisors Sdn Bhd managing director Yap Ming Hui has tagged a 6% inflation rate per annum for the cost of a university education locally or overseas.
“Parents nowadays have higher expectations when it comes to their children’s education unlike before so there is a tendency to send them to private or international schools and foreign universities.
“So education becomes more expensive,” he says.
For example, business for private school Sri KDU has been flourishing since it opened its doors in 2003 with enrolment increasing to some 2,400 students currently from 500 when it first began.
Marketing manager Rina Thiagu-Kler says school fees for primary and secondary education range from RM15,000 to RM17,000 per annum with an average 10% increase in fees every two years.
Sri KDU is also expanding – its international school for secondary education is expected to be ready next year. In general, primary and secondary education in an international school is in the range of RM30,000 per annum.
So how can parents have sufficient funds for their children’s education? Lee says three things have to be considered simultaneously to ensure that money is available when needed - investment for returns such as units trusts, equities and property; insurance for protection and will needs to be written to protect the child or family in case the breadwinner dies.
“The common advice is to save and invest your money as early as possible. Let your money grow with your child,” he advises.
He says one should save according to what one can afford for the time being which is a good start. As one’s income increases, then the savings goes up as well.
“This way, parents do not feel the pressure and find that starting early will allow a smooth continuation of the funding over the years,” Lee says.
AbacusForMoney.com founder and chief executive officer Carol Yip says the ideal approach is to start saving as much cash as possible and then multiply it by investing in investment vehicles to hedge against the increase in cost of living and education.
Yip says there are several approaches to savings and investment strategies. First, choose a strategy where the investment product has capital growth and if possible has income yield in the long term, for example, property investments.
Second, have a portfolio of several types of investment assets that will give you investment returns over a period of time to meet the education costs. Third, select an investment strategy that enables you to buy and sell your investments for capital growth such as company shares and venture capital investments.
“More importantly, the chosen investment strategy must suit the parents’ style and preferences in managing investments because it is a lifelong pursuit until the child is financially independent and able to make a living for himself or herself,” Yip says.
Whitman’s Yap says some of the common mistakes parents make when saving for their child’s education fund are starting too late, saving without investing and not considering foreign exchange fluctuations for those who aim to send their children overseas.
“It is important to determine what the education costs are in current value and identify a suitable savings and investment vehicle.
“Some parents don’t even have a clue how much education costs,” he says.
Yesterday I watched Buletin Utama TV3... My god!!! .. KAKI KATAK dlm mee goreng OLD TOWN KOPITIAM???? I really wanted to vomit.. Today the article regarding the news release in the Kosmo newspaper ..
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| ALIFF SHANAZ menunjukkan gambar kaki katak yang terdapat di dalam mi goreng ketika dia makan di sebuah restoran di Bandar Bukit Tinggi, Klang pada 11 Mac lalu. |
KLANG - Seorang pelajar kolej swasta semalam menfailkan saman terhadap Artisan Natural (M) Sdn. Bhd. dan Kopitiam Asia Pacific Sdn. Bhd. yang didakwa cuai sehingga menyebabkan hidangan mi goreng yang dimakannya mengandungi sepasang kaki katak.
Writ saman itu difailkan oleh plaintif, Aliff Shanaz Hairi Hariharan, 24, menerusi Tetuan Adnan Rahim & Co. di pejabat pendaftar Mahkamah Sesyen di sini.
Palintif menamakan Artisan Natural iaitu sebuah syarikat yang didakwa mengusahakan perniagaan restoran makanan dan minuman dinamakan Old Town White Coffee yang beroperasi Bandar Bukit Tinggi di sini sebagai defendan pertama.
Kopitiam Asia yang beroperasi di Subang Jaya dan Ipoh, Perak dinamakan sebagai defendan kedua. Ia ialah syarikat yang didakwa bertanggungjawab menyedia, memproses dan membekalkan makanan serta minuman bagi perniagaan yang dijalankan di premis defendan pertama.
Mengikut pernyataan tuntutan, pada 11 Mac lalu antara pukul 8 hingga 10 malam, plaintif bersama keluarga mendakwa pergi ke premis defendan pertama dan memesan mi goreng Dry Egg Noodles.
Ketika makan, plaintif mendakwa terjumpa sepasang kaki katak dalam makanan itu yang menyebabkannya hampir muntah.
Plaintif kemudian mendakwa menunjukkan kaki katak itu kepada kakitangan restoran dan meminta penjelasan daripada pengurus bertugas tetapi dia enggan keluar sebaliknya mengarahkan juruwang untuk mengambil gambar.
Bayi ini telah tertanam selama 24 jam dalam satu runtuhan . Secara ajaib dia diselamatkan tanpa sebarang goresan.
Dia berusia sekitar 3-4 bulan dan ibunya berlutut dan menahan kepala dan tangannya ke tanah sebagai perisai anaknya dari tuntuhan bagunan sambil MENYUSUI bayinya!
Inilah wajah ibu tersebut bersama bayi dan suaminya.
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